HOYAPAY Logo HOYAPAY
GLOBAL PAYMENT NETWORK

Secure Crypto-to-Fiat
Conversion, Worldwide

Leverage HOYAPAY's global partner network to complete rapid
Crypto → Fiat or Fiat → Crypto conversions via local service providers.
Transparent rates, low barriers, and high freedom—making cross-border payments as simple as daily transfers.

100+

Supported Countries

0%

Hidden Fees

T+0

Instant Settlement

Get Started
USD
EUR
VND
USDT
JPY
INR
PHP
IDR
THB
MYR
USDC
AED
SGD
GLOBAL PAYMENTS

Pay Global Partners,
Keep Cash Flow Moving

Whether paying freelancers, suppliers, or platform fees, HOYAPAY allows you to collect, convert, and payout all in one account—no more fragmented banking.

Same-Day Fiat Settlement

T+0 or T+1 settlement options depending on the region. Ideal for ad spend, supplier payments, and platform deposits requiring rapid turnover.

One-Stop Global Management

Support for multiple fiat and stablecoin combinations. Flexibly choose "Crypto Payout" or "Fiat Payment" to maintain a consistent payment experience across borders.

Transparent Rates & Risk Control

Real-time quotes with all fees displayed. Integrated on-chain risk monitoring and compliance checks help you scale safely.

Crypto Payments, Local Currency Arrival

Experience borderless fund transfers—secure, affordable, efficient, instant delivery.

User avatar 1
RECEIVED
0.02 USDC
User avatar 2
RECEIVED
20.6 THB
Japan flag
JPY
9:41
Send to Recipient USD
AMOUNT TO SEND
12.12
USDC
Available 1,000.00 USD
RECIPIENT RECEIVES
1992.64
PHP
Rate 1 USDC ≈ 54.2 PHP　•　Fee 0.15%
Send Now
User avatar 3
RECEIVED
6.80 PHP
India flag
INR
Fireblocks Chainalysis Sumsub Unlimit Alchemy Pay Bridge Fireblocks Chainalysis Sumsub Unlimit Alchemy Pay Bridge

Frequently Asked Questions

Everything you need to know about HOYAPAY.

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How compliant and secure is HoyaPay?
HoyaPay adopts bank-grade security standards. We partner with top-tier compliance provider Sumsub for KYC/KYB verification and use Fireblocks for MPC wallet custody to ensure funds remain absolutely secure. Additionally, we partner with Chainalysis and TRM Labs for 24/7 on-chain risk monitoring, fully complying with international AML (Anti-Money Laundering) regulations.
How to apply for the HoyaPay Virtual Mastercard?
The application process is simple: Download the HoyaPay App -> Complete Identity Verification (KYC) -> Top up USDT -> Tap "Apply Card" in the App. Once issued, you can instantly bind the card to Apple Pay or Google Pay to start spending at Mastercard-supported merchants worldwide.
What types of payments can the USD Virtual Account receive?
Your HoyaPay USD account supports receiving payroll from US companies, commercial payments (e.g., Upwork, Freelancer, Stripe, Amazon, etc.), and bank transfers via ACH or Wire networks. This acts as a personal US offshore bank account, functionally similar to PayPal or Wise USD accounts, but with lower fees and faster speeds.

About HOYAPAY Global Financial Services

HoyaPay — Operated by Better-Pro Limited. Better-Pro Limited is registered as a Money Services Business (MSB) with FinCEN, MSB Registration Number: 31000242809657. Third-party names, logos, and trademarks referenced on this site are for identification purposes only to describe goods and services available to HoyaPay users. Unless explicitly stated otherwise, trademark holders are not affiliated with HoyaPay, Better-Pro Limited, or this website, and do not sponsor, endorse, or support this platform. All trademarks remain the property of their respective owners; such references constitute "nominative fair use" under applicable trademark law. Content on this site is for general informational purposes only and does not constitute financial, investment, or legal advice. HoyaPay is not a bank or licensed financial institution; HoyaPay is a fintech company providing platform interfaces, functional services, and account management.

USD and EUR account services provided by HoyaPay are technically supported and managed by Bridge Ventures LLC ("Bridge"). Bridge is not a bank; all underlying banking services for relevant fiat accounts are provided by Bridge's partner banks and are subject to their terms and regulatory requirements. Users should review the applicable terms and privacy policies of HoyaPay, Bridge, and partner banks to understand relevant fees, restrictions, and potential risks.